Vehicle financing, acquisition, delivery
Each one of our clients has unique financing needs. PHH’s expert consultants work with you to tailor a lease financing program that meets your fleet needs while making sound economic sense. We consider many variables of fleet financing, including:
- Expected service lives of vehicles
- Current interest rate environment
- Your company’s risk profile and business culture
We offer multiple fleet lease structures to best meet your financial requirements:
- Fixed or floating rates
- Open or closed-end leases
- Self-funding of bank plan options
- Rates based upon PHH’s cost of capital or 3rd party indices including: LIBOR, Asset Backed Commercial Paper and Interest Rate Swaps.
PHH integrates our 60+ years of consulting experience with information provided by motor companies, safety-rating agencies, and our own data warehouse to help you select and factory-order fleet vehicles appropriate to your needs.
PHH’s powerful online tools make it easy to:
- Perform side-by-side comparisons of fleet vehicles
- Analyze total lifecycle costs based on your replacement policies
When you’re ready to factory order your vehicles, PHH provides customizable online management tools and a wealth of data, including:
- Replacement reporting
- Pre-established specifications
- Driver-level ordering
- Accurate and complete documentation
No time to wait for a factory order? PHH offers several flexible alternatives, including:
- PHH’s pool of fleet vehicles, ready for immediate delivery
- An out-of-stock vehicle locator system, which finds the vehicle you need from existing dealer inventory
When your fleet vehicles are ready for delivery, PHH offers a nationwide network of dealers. Many dealers offer courtesy door-to-door delivery and locations convenient to your drivers.